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FDIC Insured Backed by the full faith and credit of the U.S. Government

M&T Assurance®

Use your M&T Credit or Debit Card with confidence. We're working around the clock to help prevent, detect and resolve card fraud.

Rest assured with M&T Assurance.®

Have peace of mind using your M&T Debit Card or M&T Credit Card in person, online, in-app, and over the phone knowing you're covered with M&T Assurance® to help prevent, detect and resolve card fraud.

Your M&T Debit and Credit Cards are safer than carrying cash.

Fraud Prevention

  • A 3-Digit SecurityCodeon the back of your card helps provide Internet and phone security by helping to verify you’re in possession of your card.
  • Visa Securehelps to confirm your identitywhen shopping online at participating merchants.
  • ContactlessandChip Technologyencrypts card member information into a unique code.

Fraud Detection

  • Real-Time Fraud Monitoringscreens your account 24/7 to help you detect suspicious card activity outside your normal purchasing pattern.
  • {{d70*}}security notifications delivered to you via text message with the ability to respond quickly, as well as automatic email alerts when potentially suspicious activity occurs or your PIN is changed.

Fraud Resolution

  • VisaZero Liability Policy{{d195*}}helps protect you against unauthorized use of your card.
  • Expedited Card Replacement{{d84*}}gives you the option to get lost or stolen cards replaced quickly – in most cases, by the next business day.
  • So whether it’s a bite to eat,groceries, gasor a cup of coffee, reach for your M&T Debitor Credit Card. You can rest easy knowing we’re working to defend against card fraud with M&T Assurance®.

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