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CDs can help you earn while you save. Talk to an M&T Relationship Banker about our interest rate offers.

• Fixed or variable interest rate for the termÌýof the CD – from 32 days to 72 months
• Accounts are FDIC-insured up to the maximum applicable limit

Save for your goals, while still having money available when you need it.ÌýAccounts are FDIC-insured up to the maximum applicable limit plus, you can avoid the monthly maintenance charge when you either:

• maintain a minimum average daily balance of $10,000 or more{{d131*}} OR,

• you have a MyChoice Pemium Checking, Power Checking, M&T Select With Interest, or Advantage Checking Account on your service charge cycle date.{{d1261*}}

Enjoy convenient online access and monitor your account while easily avoiding monthly maintenance charges.{{d132*}}

• Compatible withÌýDirect DepositÌý²¹²Ô»åÌýM&T’s Easy Save,Ìýa feature that allows automatic transfers between M&T accounts – so you can save more
• Electronic statements to help keep you informed and in charge of your accounts
• Accounts are FDIC-insured up to the maximum applicable limit

Is your child or grandchild under 18? Learn about the M&T Starter Savings Account{{d375*}}, where there is no monthly maintenance charge.{{d131*}}

• This account for your child is a great way for young savers to learn responsible money-management habits
• No minimum balance requirement to open the account and no monthly maintenance charge​​{{d131*}}
• Accounts are FDIC-insured up to the maximum applicable limit

Whether you are looking to save for a new home,Ìýretirement or a vacation our financial tools will help youÌýmake informed decisions.ÌýÌý